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Promotions/Fund Highlight
Invest in RMF/Thai ESG/Thai ESGX, Enjoy Promotions All Through 2026.
Receive KFCASH-A fund units worth 100 Baht/ every 50,000 Baht of investment subject to T&Cs*
Special Promotion for Full-Year Investment in 2026: Accumulate investments throughout 2026 in participating RMF and Thai ESG/ Thai ESGX funds by Krungsri Asset Management and receive additional KFCASH-A fund units worth 100 Baht for every 50,000 Baht of cumulative investment, subject to terms and conditions.*
Enjoy a wide range of fund options across all asset classes, capturing every trend and growth opportunity - while benefiting from tax deductions and the potential for attractive long-term returns.
- For RMF funds info, click here
- For Thai ESG & Thai ESGX funds info, click here
- Investors may use participating Krungsri Bank credit cards to purchase units of funds in the Company’s RMF/ Thai ESG/ Thai ESGX funds, excluding KFCASHRMF, KFAFIXRMF, KFGOVRMF, KFLTGOVRMF, KFMTFIRMF, KFGBTHAIESG-A, and any other RMF/ Thai ESG/ Thai ESGX funds that the Company may announce as excluded in the future. Please review additional terms and conditions below.
- Krungsri credit card reward points (all types, excluding Krungsri Corporate Card) may be redeemed as cash to purchase units of RMF/ Thai ESG / Thai ESGX funds via @ccess Mobile Application and @ccess Online Service. Every 1,000 points may be redeemed as THB 100 for investment. | For details and terms & conditions, click here
- This promotion is applicable only to individual investors investing in funds under the RMF, and Thai ESG / Thai ESGX fund categories managed by Krungsri Asset Management Company Limited (“the Company”), excluding KFCASHRMF and any other RMF / Thai ESG / Thai ESGX funds that the Company may later announce as excluded. Eligible investments must have a net accumulated investment amount during the period from 5 January – 30 December 2026 only.
- Investors must hold the investment units purchased during the promotional period until 31 March 2027, which is the date on which the Company will calculate the net accumulated investment amount to determine eligibility for receiving KFCASH-A fund units.
- Net accumulated investment amount refers to the total investment amount from purchases and switches into eligible funds from non-RMF/ non-Thai ESG/ non-Thai ESGX funds of the Company, as well as transfers into RMF/ Thai ESG funds from other asset management companies, excluding transfers from PVD to RMF, minus the total amount of redemptions, switches out to RMF/ Thai ESG/ Thai ESGX funds not participating in this promotion or to any funds of the Company, and transfers out to other asset management companies. An exception applies to redemptions, switches out, and transfers out of investment units held as of 30 December 2025, which will be calculated using the First-In, First-Out (FIFO) method, in accordance with tax regulations prescribed by the Revenue Department.
- If an investor holds more than one mutual fund account, the Company will aggregate the net accumulated investment amount across all accounts, based on the investor’s national ID number
- The Company will transfer KFCASH-A fund units in accordance with the investment and entitlement conditions by 30 April 2027, based on the net asset value on the transfer date.
- Investment units eligible under the promotion for regular monthly RMF/ Thai ESG/ Thai ESGX investments with equal amounts for 12 consecutive months (January – December 2026) - including any other promotions that the Company may announce later - will not be eligible for this promotion.
- RMF units transferred from PVD will be eligible for promotions related to RMF for PVD transfers but will not be eligible for this promotion.
- Investments made by juristic persons, institutions, and provident funds are not eligible for this promotion.
- The Company reserves the right to change the terms and conditions of this promotion with prior notice. In the event of any dispute, the Company’s decision shall be final.
- @ccess Mobile App, click | @ccess Online Service, click
- krungsri App (for customers who opened mutual fund accounts via Krungsri Bank), click
For RMF / Thai ESG/ Thai ESGX investment manual, click
- RMF is designed for retirement investing, while Thai ESG and Thai ESGX are long-term savings funds that promote sustainable investment in Thailand.
- Investors should fully understand fund features, return conditions, risks, and study tax benefits outlined in the investment manual before making an investment. Unit holders will not be entitled to tax benefits if the investment conditions are not met.
Recommended Funds
Tax Savings and More — Grow Your Potential Returns
We’ve curated funds with attractive assets across bonds, equities, and gold to meet your investment goals - whether you prioritize stability, seek higher return potential, or aim to strengthen your portfolio against uncertain global economic conditions:
6 Recommended RMFs
KFGOLDRMF (Krungsri Gold RMF)
Invests in gold, which tends to increase in value when investors seek safe havens.
Access global equities with growth potential, supported by a declining interest rate environment, through a diversified portfolio across both developed and emerging markets.
KF-GDIVRMF (Krungsri Global Dividend RMF)
Invests in high-quality global dividend-paying stocks to protect capital while aiming for potentially attractive total returns.
KF-US-PLUSRMF (Krungsri US Select Equity Plus RMF)
Invest comprehensively in U.S. equities through a fund designed to move broadly in line with the market - yet with more potential to generate excess returns.
A solution for fixed income investing, aiming to deliver consistent and attractive returns - especially when falling interest rates provide a supportive environment to enhance potential gains.
Actively investing in medium-term bonds with a flexible portfolio strategy to capture every opportunity for returns.
For further information about the funds or to request a prospectus, please contact Krungsri Asset Management at 02-657-5757, press 2.
We’ve curated funds with attractive assets across bonds, equities, and gold to meet your investment goals - whether you prioritize stability, seek higher return potential, or aim to strengthen your portfolio against uncertain global economic conditions:
6 Recommended RMFs
KFGOLDRMF (Krungsri Gold RMF)
Invests in gold, which tends to increase in value when investors seek safe havens.
- Gold prices are expected to be supported by a weaker US dollar and potential interest rate cuts by the US Federal Reserve (Fed). (Source: Bloomberg, CNBC, as of 18 Sep 2025)
Krungsri Asset Management believes that the trend of central banks worldwide increasing their gold reserves is another factor supporting gold prices in the medium to long term. - Master Fund: SPDR Gold Trust is the world’s largest gold ETF and is widely popular among investors listed on the New York, Hong Kong, Tokyo, and Singapore stock exchanges. The fund primarily invests in physical gold bullion with the objective of achieving returns that closely track the performance of gold prices. (Source: SPDR Gold Shares website as of 30 June 2025 | This ranking is not related to any ranking by the Association of Investment Management Companies (AIMC)).
Access global equities with growth potential, supported by a declining interest rate environment, through a diversified portfolio across both developed and emerging markets.
- The Master Fund: iShares MSCI ACWI ETF tracks the widely recognized MSCI ACWI Index, the largest in the world with over USD 20 billion in assets. It is diversified across more than 2,000 companies spanning multiple regions and industries, reducing concentration risk in any single sector.
- The Master Fund has low expense ratio of 0.32%, supporting long-term index-tracking and potential returns.
KF-GDIVRMF (Krungsri Global Dividend RMF)
Invests in high-quality global dividend-paying stocks to protect capital while aiming for potentially attractive total returns.
- The master fund, Fidelity Funds – Global Dividend Fund, adopts a blended investment approach combining active and defensive strategies. It focuses on selecting companies with the ability to pay sustainable and growing dividends, while maintaining low volatility in net profits. This helps protect capital during market downturns and provides opportunities for attractive total returns.
- What differentiates KF-GDIVRMF from other global dividend equity funds is its allocation to high-quality cyclical stocks (approximately 30%) to enhance investment opportunities, its disciplined approach to avoiding value traps - stocks that appear cheap but lack price appreciation potential - and its selection of companies that may not offer high dividend yields at present but have strong growth potential and the ability to deliver consistent dividends over time.
- The overall portfolio is managed to maintain a dividend yield at least 25% higher than the global equity market, with an emphasis on resilient businesses invested at attractive valuation levels.
KF-US-PLUSRMF (Krungsri US Select Equity Plus RMF)
Invest comprehensively in U.S. equities through a fund designed to move broadly in line with the market - yet with more potential to generate excess returns.
- The Master Fund: JPMorgan Funds - US Select Equity Plus Fund aims to outperform the benchmark with market-like volatility, differing from traditional active funds through its core portfolio of high-conviction equities and the extension portfolio using long-short strategy applied within each industry.
The fund is rated 5 stars by Morningstar and has demonstrated a strong track record of performance, outperforming both the market and the average of U.S. equity fund peers (Source: J.P. Morgan Asset Management, Morningstar as of 31 October 2025. Morningstar ratings are not related to AIMC fund ratings).
A solution for fixed income investing, aiming to deliver consistent and attractive returns - especially when falling interest rates provide a supportive environment to enhance potential gains.
- The Master Fund: PIMCO GIS Income Fund, a 5-star Morningstar rated fund*, was managed by PIMCO - a global asset manager with over 50 years of expertise in fixed income investing. (*Source: PIMCO as of 31 Aug 2025. Morningstar ratings are independent of AIMC rankings.)
- The Master Fund has consistently outperformed the market historically, thanks to flexible portfolio adjustments across various fixed income securities to adapt to changing market conditions.
Actively investing in medium-term bonds with a flexible portfolio strategy to capture every opportunity for returns.
- Invests in medium-term bonds, including government, corporate, and international bonds, with a focus on high-quality corporate bonds. Managed actively with flexibility in portfolio allocation to adapt to market conditions.
- Seeks attractive incremental returns to help reduce portfolio volatility, supported by the global trend of declining policy interest rates - led by developed markets - which also encourages capital flows into emerging markets.
- KFAFIXRMF is suitable for investors looking for returns higher than short-term bonds and who can tolerate moderate volatility.
- KFTHAIESG (Krungsri Enhanced SET Thailand ESG Fund): Opportunity to grow with ESG equities while aiming for returns above the benchmark.
- KFGBTHAIESG (Krungsri Government Bond Thailand ESG Fund): Stable growth potential with Thai ESG government bonds.
- Mixed Funds: KF70-THAIESGX-69 (Krungsri 70/30 Thailand ESG Extra Fund-69)
- Equity Passive Fund: KFS50-THAIESGX-69 (Krungsri SET50 Thailand ESG Extra Fund-69)
- Equity Active Fund: KFAEQ-THAIESGX-69 (Krungsri Active Equity Thailand ESG Extra Fund-69)
For further information about the funds or to request a prospectus, please contact Krungsri Asset Management at 02-657-5757, press 2.
- Thai ESG / Thai ESGX are funds that promote long-term savings and support sustainable investment in Thailand, while RMF is designed to promote long-term investing for retirement purposes. Investors should carefully understand the product features, return conditions, risks, and review tax benefits stated in the investment guide before making an investment. Past performance of mutual funds is not a guarantee of future results.
- This document has been prepared based on information obtained from reliable sources as of the date shown. However, the Company cannot guarantee the accuracy, reliability, or completeness of all information and reserves the right to change any information with prior notice.
- For KFGOLDRMF, investors should seek additional advice prior to making an investment.
- KFGOLDRMF, KF-WORLD-INDXRMF, KF-SINCOME-FXRMF, and KF-US-PLUSRMF may hedge foreign exchange risk at the fund manager’s discretion. As a result, investors remain exposed to foreign exchange risk, which may cause gains or losses from currency fluctuations or result in a return lower than the initial investment.
- Purchases of mutual fund units via credit cards are not eligible for credit card promotional campaigns.
- Investors should study the tax benefits specified in the investment manual. Unit holders will not be entitled to tax benefits if they fail to comply with the investment conditions and will be required to return any tax benefits previously received within the prescribed period. Otherwise, additional payments and/or penalties may apply in accordance with the Revenue Code.
Terms and Conditions for Purchasing Mutual Funds via Credit Card
- Eligible credit cards include participating cards under Krungsri Consumer, namely: all types of Krungsri credit cards, HomePro Visa Platinum, Manchester United Credit Card, AIA Visa Credit Card, Siam Takashimaya Credit Card, Krungsri Now Platinum Credit Card, Central The 1 Credit Card, Lotus’s Credit Card, Krungsri First Choice Visa Credit Card, and XU Digital Credit Card, for purchasing units of RMF / Thai ESG funds, except for KFCASHRMF, KFAFIXRMF, KFGOVRMF, KFLTGOVRMF, KFMTFIRMF, KFGBTHAIESG-A, and other RMF / Thai ESG/ Thai ESGX funds in 2026 as may be announced for exclusion by the Company in the future.
- Purchases of fund units are not eligible for credit card promotions or reward points.
- Credit card usage terms and conditions are subject to those specified by the Company and the credit card issuers.
- The Company reserves the right to amend the terms and conditions for credit card purchases with prior notice. In the event of any dispute, the Company’s decision shall be final.
