Promotions/Fund Highlight


RMF Regular Investment Promotion 2020
Make a regular monthly investment in RMF for 12 consecutive months...

RMF Promotion 2020 for Regular Monthly Investment 

When investing regularly the same amount of RMF each month with Krungsri Asset Management for 12 consecutive months starting from January - December 2020, you will receive KFCASH-A units at 0.5% of total investment amount (when complied with investment condition).*



*Investment terms & conditions
 
Investment conditions and eligible rights to receive KFCASH-A units
  • This promotion campaign is applicable only for those who make a regular monthly investment or apply for Regular Saving Plan service in RMF except KFCASHRMF, KFGOVRMF, KFLTGOVRMF, KFMTFIRMF, KFAFIXRMF, and new RMF according to  the Company's exemption, with the same investment amount each month for 12 months starting from January – December 2020.
  • Qualified investment amount must be the amount investing in same fund with equal amount in each month for consecutive 12 months. In case that investors would like to invest regularly the same amount for more than one fund, the Management Company will calculate investment amount of each fund separately.
  • In case there is no subscription in any month regardless of the reasons; facts that investors fail to subscribe fund and that the Management Company is not able to deduct from saving account and/or charge to the credit card account applied in the investor’s Regular Saving Plan resulting in discontinuous investment; they will be regarded a breach of promotion condition and the total investment amount will not be calculated for the KFCASH-A units entitlement.
  • In case investors subscribe fund by themselves and/or apply for Regular Saving Plan for consecutive 12 months but the investment amount is not equal each month (smaller or larger amount in some month regardless of the reasons), the Management Company will calculate by multiplying the smallest amount x 12 to get the total investment amount for KFCASH units entitlement since it will be regarded the actual amount of 12 consecutive months.
  • Eligible investment amount from this promotion will be not considered for other promotions in 2020, but the investment amount exceeding the total eligible investment amount and incorrect investment amount from this promotion will be calculated under the normal “RMF Promotion 2020”.
 
Investment examples:
Mr. A
-  Invest regularly the same amount in the following fund:
( /KFS100RMF at 10,000 Baht/ month from January - December 2020, totaling consecutive 12 months with investment amount at 120,000 Baht.
Mr. A will receive 600 Baht of KFCASH-A units.
Mr. B

- Apply for Regular Saving Plan service for the following funds:
( / KFHAPPYRMF  at 5,000 Baht/ month from January - December 2020, totaling consecutive 12 months with investment amount at 60,000 Baht.
( /KFS100MF    at 2,000 Baht/ month from January - December 2020, totaling consecutive 12 months with investment amount at 24,000 Baht.
( /KFGBRANRMF at 3,000 Baht/ month from January - December 2020, totaling consecutive 12 months with investment amount at 36,000 Baht.
Total investment amount from investing in 12 consecutive months is 120,000 Baht.
Mr. B will receive with 600 Baht of KFCASH-A units.
Mr. C
- Apply for Regular Saving Plan service for the following funds:
( XKFHAPPYRMF    at 5,000 Baht/ month from January - December 2020 but no direct debit payment done in June and no fund subscription in the same month. Thus, this scenario will be considered a breach of investment condition (regardless of any investment in the next month or not).
( /KFS100RMF at 2,000 Baht/ month from January - December 2020, totaling 12 months with additional investment at 20,000 Baht in July and December, resulting in the total investment amount at 64,000 Baht.
-   Invest regularly the same amount in the following fund::
( /KFBGRANRMF at different investment amounts per month: 5,000 Baht from January - April 2020, 7,000 Baht from May – November 2020, and 10,000 Baht in December 2020, totaling 12 months with total investment amount at 79,000 Baht.
In this case, there are only two funds investing in 12 consecutive months, which are:
KFS100RMF: Smallest investment amount/ month is 2,000 Baht x 12 months = 24,000 Baht 
KFGBRANRMF: Smallest investment amount/ month is 5,000 Baht x 12 months = 60,000 Baht
Therefore, Mr. C will receive 420 Baht of KFCAH-A units.

  • Investors must hold investment units invested during this promotion period until 31 March 2021, which is the date the Management Company will calculate the net accumulated investment for KFCASH-A units entitlement.
  • Net accumulated investment amount means total amount of subscription and switch-in transactions from other RMF of the Management Company completed through applied Regular Saving Plan service or regular investment of same amount each month deducted with total investment amount of redemption and switch-out transactions to other funds of the Management Company and non-participating RMF, including transfers from RMF units of the Management Company to other companies. The exception will be allowed only when the redemption, switch-out and transfer are made from the outstanding balances on 30 December 2019 calculated with FIFO basis by the Management Company, according to tax benefit conditions specified by the Revenue Department.
  • For investors having more than one fund account, the Management Company will count the net accumulated investment amount from all of their accounts by considering the ID Card number.
  • In case the investor has more than 1 unitholder accounts, the Management Company will count the net accumulated investment amount from all accounts, considering from the ID Card number.
  • The Management Company will transfer KFCASH-A units according to the investment and entitlement conditions to investors by 30 April 2021. KFCASH-A units will be calculated at its NAV price on the allocation date.
  • The Management Company reserves the rights to change the promotional conditions without giving prior notice. In case of any dispute, the Management Company’s decision shall be deemed final.

More convenient and accurate with automatic set-up of your RMF Regular Investment through @ccess Mobile App or @ccess Online Service by logging in the system and choose the menu "Regular Saving Plan"   Click here to log in

Conditions for the subscription through credit cards
  • Investors can purchase RMF through KRUNGSRI credit cards such as Krungsri Credit Card, HomePro Visa Credit Card, Central Credit Card, Simple Visa Card, Krungsri First Choice Credit Card, AIA Visa Credit Card, Tesco Lotus Visa Card, and  Siam Takashimaya Credit Card  with a minimum investment amount starting at 2,000 Baht per transaction (except KFCASHRMF, KFGOVRMF, KFLTGOVRMF, KFMTFIRMF, KFAFIXRMF, and new RMF that may be announced later in the website).
  • Any investment unit will not join the credit card promotion and reward points accumulation.
  • Conditions in using credit cards will be as set forth by the Company and the Credit Card Companies.
  • The Company reserves the right to change the conditions in subscribing the funds through credit cards without giving prior notice. In case of any dispute, the Company’s decision shall be deemed final.
RMF has flexible policies focusing on an investment in fixed income and domestic and foreign equities, while equity RMF funds will invest in equities not less than 80% of NAV in each accounting year.
 
Tax Benefits of RMF
  • Invest at least 3% of accessible income or 5,000 Baht / year at maximum 15 % of accessible income but not exceed 500,000 Baht of the tax calendar year when including provident fund and retirement insurance premium
  • Must invest continuously not less than 5 years and not stop invest more than 1 year consecutively with holding period until age of 55
  • If you buy RMF more than the specified limit, when redeeming the units, the capital gain on the exceeding portion must be included in the annual income for income tax calculation. Such capital gain is classified as income according to The Revenue Department rule.

View RMF Tax Manual


Disclaimer
 
RMF is the fund promoting long-term investment for retirement.
Investors should understand fund features, returns, risks and study tax benefits in the investment manual before making an investment decision.
  • Investors will be not eligible for tax benefits in an absence of compliance with investment conditions.
  • For KFGOLDRMF
    • The Fund will hedge against currency risk upon fund manager’s discretion. Therefore, the fund may be exposed to currency risk and/or investors may receive return above or below the initial investment.. Meantime, as the Fund mainly invests in foreign fund, there will be more risks associated to the economic, politic, and society of the country that the Fund intends to invest.
    • The Fund invests in the fund units of foreign fund named “SPDR Gold Trust” traded in Singapore Stock Exchange. Net Asset Value (NAV) of the Fund will be calculated using closed price of SPDR Gold Trust traded in Singapore whose price may be different from the price of Gold Commodities or closed price of SPDR Gold Trust traded in other exchanges. Therefore, the investors may get the Fund at the price different from Gold Commodities price or the price of SPDR Gold Trust traded in other exchanges.
  • KFJAPANRMF, KFEURORMF, KFHCARERMF, KFGBRANRMF, and KFGTECHRMF will hedge against currency risk upon fund manager’s discretion. Therefore, the fund may be exposed to currency risk and/or investors may receive return above or below the initial investment.
  • KFINDIARMF invests in the master fund that is concentrated in India investment. Thus, investors should consider risk diversification of their overall portfolio. However, the Fund will hedge against currency risk upon fund manager’s discretion. Therefore, the fund may be exposed to currency risk and/or investors may receive return above or below the initial investment.
  • Since KFHAPPYRMF, KFGOODRMF, and KFSUPERRMF may invest in non–investment grade/unrated securities, investors may be exposed to the issuer's default risk resulting in a loss of entire or partial investment.
  • KFHCARERMF and KFGTECHRMF have concentrated investments in a specific industry sector. Thus, investors may suffer significant loss in the value of their investment.
  • For KFHCARERMF, KFGTECHRMF and KFGOLDRMF, investors should seek additional investment advice before investing.
 
This translation is for convenient purpose of the English language original only. In the event of any discrepancy, the Thai language original shall prevail.



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